Savings Made Easy!

Sometimes we get wrapped up in buying the perfect gift and it becomes easy to forget that Christmas is about creating special moments. Think back to childhood – our cherished holiday memories are typically more about baking cookies or laughing at a crazy uncle than a toy we got that one year.

Consumers have no doubt noticed that each year retailers start promoting Christmas earlier. The day after Halloween has become the unofficial starting point for retailers in terms of Holiday Season advertisement and promotions. How does this phenomenon affect the consumer in terms of spending? Are consumers spending more as they get caught up in the

With Winter fast approaching, the worry of how to shovel the snow onto your neighbours’ yard without being caught is not your only one; the heating bills that will come are also a cause for concern. Fortunately, there are easy steps you can take to reduce your heating expenditures this season. Let’s talk about them: